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Disability Benefits

Short-term Disability (STD) and Long-Term Disability (LTD) insurance policies exist to provide income security for individuals who become disabled and are unable to work. Disability insurance fills an important gap when other forms of income security, such as regular salary and government benefits, are unavailable. The extent and nature of disability coverage in each case is governed by the terms of the insurance contract or policy. It is important to review the policy carefully, as every policy is unique. In all cases, disability benefits litigation is based on contract law principles, although insurance law and, at times, employment law principles may apply. Pinto Wray James LLP is recognized as a leading force in disability litigation in Ontario. The lawyers at Pinto Wray James LLP understand the needs of disability claimants and how to expertly remove the obstacles barring claimants from receiving the disability benefits to which they are entitled. In advancing a disability claim, it is essential for claimants to have a strong litigation team to effectively advance their interests and secure their benefits. Pinto Wray James LLP offers our clients knowledge and experience accumulated through years of successfully representing claimants in disability benefits litigation.

Our lawyers have strong expertise in advising and representing individual policy holders whose claims have been denied; working with medical professionals to get the medical evidence needed to confirm that an individual qualifies for short-term and long-term disability benefits; and successfully suing large insurance companies for breach of contract when Short Term Disability and Long Term Disability claims are wrongfully denied. We also have experience litigating disability benefits cases where subrogation, limitation periods, independent medical assessments, lapses in policies, and pre-existing conditions are at play.

Pinto Wray James LLP takes great pride in our firm’s accomplishments in advancing the cause of disability claimants in Ontario. We invite you to contact one of our experienced litigation lawyers today.

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5 STAR REVIEWS

  • Rating: 5 Lawyer Toronto - 5 Star Reviews
    Pinto Wray James Reviewed by SB

    I just wanted to let you know how happy I am with the outcome and how very grateful I am for the guidance and support that you and your team provided.
  • Rating: 5 Lawyer Toronto - 5 Star Reviews
    Pinto Wray James Reviewed by Google user

    Patrick James is really a great lawyer who is smart and great to deal with. He's been our litigation counsel for over 5 years on several different matters. Patrick recently gave our company great strategic advice that resulted in a big commercial litigation win for our company. He's fierce, tenacious, and really cares about getting the best outcome for his clients.
  • Rating: 5 Lawyer Toronto - 5 Star Reviews
    Pinto Wray James Reviewed by Google user

    Patrick is a very good lawyer. He recently successfully defended a lawsuit against my company and has pursued several litigation claims for us in the past. All claims settled input favour. Mr. James is smart and quickly gives you great strategic advice. Patrick has been a real asset to our business.
  • Rating: 5 Lawyer Toronto - 5 Star Reviews
    Pinto Wray James Reviewed by Sandra L.

    Andrew Wray and Patrick James recently helped settle a difficult situation for me and my family. The results were exactly what we were hoping for. They are honest, strategic and will provide you with the best advice for you and your financial situation. I highly recommend them to everyone I know.
  • Rating: 5 Lawyer Toronto - 5 Star Reviews
    Pinto Wray James Reviewed by Mark C.

    Their team is highly focused and incredibly professional - from our experience it would be difficult not to believe that Pinto Wray James are one of Ontario's leading Firms in Labor and Employment law. The mindful client care and complete understanding of the case eased fears and the stress that comes with any legal dispute. Expect to find high level smartly crafted legal solutions at Pinto Wray James LLP - couldn't recommend more.
  • Rating: 5 Lawyer Toronto - 5 Star Reviews
    Pinto Wray James Reviewed by Sherry C.

    Patrick is knowledgeable, strategic, supportive, and patient. His guidance and advice helped me to maintain focus and to keep things in perspective. His experience and keen perception provides him with an edge that allows him to assess the situation, the people involved, and to offer a strategic resolution that works best for all involved. If you ever require legal advice and assistance, I highly recommend him and his team. They will be there 100% for you.
  • Rating: 5 Lawyer Toronto - 5 Star Reviews
    Pinto Wray James Reviewed by Christian V.

    Patrick is a fearless advocate for diverse clients. His strategic approach, and his empathy, are what set him apart as a litigator, and champion of the underdog.
  • Rating: 5 Lawyer Toronto - 5 Star Reviews
    Pinto Wray James Reviewed by A Google User

    I have no hesitation recommending Andrew Wray of Pinto Wray James LLP. He provided me with legal advice regarding an employment law issue and his council was practical and honest. Andrew's approach is very much one of blending legal excellence with good common sense. An excellent lawyer!
  • Rating: 5 Lawyer Toronto - 5 Star Reviews
    Pinto Wray James Reviewed by Larry S.

    Patrick listens to his clients and shows compassion, empathy and professionalism. He cares deeply that the individual that has been wrongfully terminated gets the best judgment available to him. I would not hesitate in recommending him to friends or family.
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